Study: My Understanding of

  • aebi
  • April 5, 2020
  • Stop Debt Collectors and Unfair Debt Collection PracticesFight Unfair Debt Practices

    The uncertain economic landscape of our recent times along with the unstable housing market and a steady rise in unemployment rate has left many individuals in debt that they are unable to repay. Debt collectors will start to call and pile up, the person in debt will start to feel like they are trapped and that there is no possible way out of their current situation.

    Though there is a fine line between fair and unfair debt collection, you can seek help from professionals to help you fight unfair debt practices and as well as find a way out of debt. You will need good knowledge of your rights as a citized and the laws that protect you from these individuals. These situations tend to make individuals more hopeless when the debt collectors cause more stress and are frequently using shady debt collection practices to unethically force money from you that you might not possibly have. Your rights can be a great help with unfair debt collection and might provide you with a good way ouy.

    Unscrupulous debt collectors rely on harassment to get their point across, they tend to step over the line, knowing your rights will help you stop them in their tracks. A debt collector is allowed to contact any references such as co-workers and or family members to obtain contact information such as your current address or place of work. But they are not allowed to repeatedly contact these other people for your information unless they have a valid reason to. In short, debt collectors are not allowed to harass other people just to get in touch with you. Also, your right to privacy is protected by the law, a debt collection agency is not allowed to threaten you with any form of public exposure or public humiliation by exposing your debt to the public.

    If you are in need to fight an unfair debt lawsuit and that you are being sued by a collection agency and are need to get help for your debt lawsuit.

    You need to know the importance of the summons. Some people think the best thing to do is contact the collection agency and ask for some clarifications, others just ignore them in hopes that they will go away. These are bad ideas to start with. The best course of action is for you to respond, no, this does not mean you are admitting to be guilty of what they are accusing you. If you don’t respond they will win by default. An attorney is not really needed to resolve this issue. But if you do need to get help with a debt lawsuit, then you can easily hire an attorney just to be sure you can fight your debt lawsuit.